Chatmo

Faster answers for customers, full control for compliance

From balance questions to loan applications, Chatmo helps banks, multifinance and insurance teams reply on WhatsApp in seconds while keeping every conversation logged and assigned.

  • Loan application follow-up
  • Payment due reminders
  • Verified customer support
  • Branch appointment booking
Finance team using Chatmo

Hendra Wijaya

WhatsApp · Online

OPEN

What is the status of my loan application?

Your application #LN-20391 is in final review. Our credit analyst will contact you today before 16:00.

AI Agent

First response time

< 10 sec

Built for regulated customer service

Give every customer a fast, consistent answer and give supervisors full visibility of every conversation.

AI that knows your products

Answer questions about rates, tenors, fees and requirements from your approved documents only, and hand off sensitive requests to staff.

Maya Sari

WhatsApp · Online

OPEN

What do I need to apply for a motorcycle loan?

You need your KTP, KK, proof of income and a 30% down payment. Want me to connect you with a loan officer?

Talk to an officer
AI Agent

Payment reminders

Send installment reminders before the due date with the amount and a payment link, then stop automatically once paid.

Installment due in 3 days

Sent

2,140 customers · due 25 Oct

Hi Budi, your installment of Rp1.250.000 is due on 25 October. Pay early to avoid late fees.
Pay now

2.1k

Sent

1.9k

Read

1.4k

Paid

6

Opt-out

Supervisor visibility

Track every agent's response time, resolution and workload, and review any conversation when needed.

Contact center today

Avg. first reply

38s

-21%

Resolved

1,284

+9%

CSAT

4.8

Escalation as tickets

Turn disputes and complaints into tickets with priority and owner, so nothing is lost between teams.

Open tickets

  • #TCK-2210 Double debit

    Card operations

    Urgent
  • #TCK-2207 Restructuring request

    Collections

    High
  • #TCK-2199 Update address

    Customer service

    Low

Frequently asked questions

Common questions from businesses in Finance.

Still have questions? Talk to our team

Can the AI agent be limited to approved answers only?

Yes. The AI agent answers from the knowledge sources you upload, such as product sheets and FAQs, and you control its instructions. Requests involving personal data or disputes can be handed to a human agent automatically.

Is every conversation recorded for audit?

Yes. All messages, assignments, status changes and the agent who handled each step are stored in the conversation history, and supervisors can review any chat.

Can we send collection and due-date reminders?

Yes, using approved WhatsApp template messages sent to a segment of customers. Delivery, read and click status is tracked for each recipient.

Do you support multiple branches or product lines?

Yes. Connect several numbers or channels to one workspace and route chats to the right branch or team with auto-assignment rules.

Run every customer conversation from one inbox

WhatsApp, Instagram, Facebook, Telegram and webchat in one place, with AI agents that reply 24/7.

Customer Engagement Platform for Banks, Fintech and Insurance | ChatMo